BidChat asks you the right questions, then drafts consumer-friendly commentary for your requirements & objectives and your product recommendation. You stay in control of every word.
Start for $10/month See how it works
No identifying client details needed (first names are fine). Cancel any time.
Two simple steps that mirror how you already work. You do the broking; BidChat helps you write it up.
Describe the first conversation in your own words. BidChat ticks off what you've covered and asks about the gaps, one question at a time.
Upload the comparison from your aggregator (names are stripped automatically) and explain why you're recommending your chosen loan.
Get clear, plain-English commentary in your chosen tone and voice. Copy it into your file, or email it to yourself.
A fictional deal, shortened. Your output reflects only what you tell BidChat.
The clients are refinancing their owner-occupied home. Their main goal is to reduce their repayments, and they would also like an offset account to hold their emergency savings. They are comfortable with a variable rate. One of the clients expects to move to part-time work in around two years, so keeping repayments within their stated comfort level of about $3,200 per month is important to them.
Built for the way ASIC's REP 840 (October 2026) puts a spotlight on how best interests reasoning is recorded.
A guided chat replaces staring at a blank notes field.
Commentary your client could read and understand.
Requirements & objectives first, then your product recommendation built from your own comparison and reasons.
Set your tone and voice once in your profile; every draft follows it.
No identifying client details needed (first names are fine). Uploads are stripped of full names and contact details. Deals delete after 45 days.
BidChat doesn't select, rank or compare loans. It helps you put your reasoning into words.
We keep as little as possible, for as short a time as possible.
One plan. Card or direct debit. Cancel any time from your account page.
inc GST. Cancel any time.
No. BidChat is a drafting aid. It helps you express your own reasoning; you remain responsible for your best interests assessment, your records and your licensee's requirements.
No. You do the comparing and choose the loan. BidChat helps you explain why, in plain English.
None that identifies your client. Use descriptions like "the clients". Uploaded comparisons have names and contact details removed before they're read.
45 days. You'll get a reminder in the app and by email a week before. Use "Duplicate deal" if you need longer (it uses one deal from your allowance).
Yes, for now.
No. Each account is for one broker, and signing in on a new device signs out the old one.
Any time, from your account page. You can also delete your account and data there.
Register with your email – we'll send you a code. No passwords.
Register now